keep an eye on your finances.

Budget management can be learned. It is true that this is a point that can be stressful, but thanks to his advice you will learn financial control, a guarantee of independence and autonomy.

Set up a budget

When you can’t complete your end of month or that the money always seems to come out of your wallet and never come in, you have to make arrangements. Establishing a table highlighting its resources and expenses is a good solution. To do this, study your bank statements over several months and identify costs such as rent, credit, insurance, food…

Neymo: a tool to manage your budget

Neymo is a free app allowing you to better manage your finances. You will have access to:

• your expenses;
• your credits;
• your budget.

As a result, you will have more saving facilities. In addition, thanks to the automatic classification, you can follow the budget by category: school, entertainment, food, home… You will have more info by clicking here.

Target your priorities

It is necessary manage your budget by first paying its fixed charges at the beginning of the month. On the food side, this is an opportunity to change your habits by comparing prices and studying your desires and needs, in order to be more reasonable.

Optimize your payment methods

With a tight budget, it is not advisable to multiply your checks, because late collection can put you in difficulty. About the Bank card, promote systematic authorization to warn you of the risk of overdraft or immediate debit. Conversely, deferred debit may give you the ability to delay payments until your paycheck.

Follow up

Without verify your account at all times, take advantage of online banking services to keep an eye on your transactions. Program alerts in the event of a budget that is too low or a large expense.