All about CPF training account scams

The Personal Training Account (CPF) allows any active person to train throughout their professional career. Every whole year worked, the state casts you aside up to €500 which then allows you to pay for online or face-to-face training. Suffice to say that the sum at your disposal can very quickly rise to several thousand euros up to a ceiling of 5000 €. For employees with little or no qualifications, the annual sum can even go up to €800 with a maximum jackpot of €8,000. Many people don’t use it and this sleeping manna has become for several years the target of scammers of all kinds. The latter thus use well-established methods to relieve you of your treasure.

CPF scam: the easy way

Thieves usually use the phishing technique to be able to intercept your personal data. You are contacted at the start rather by an SMS which alerts you: if you do not use your balance, it will soon disappear! You must therefore quickly spend it on training otherwise you will lose your money. Small anthology of messages received by your servant who must really look like a pigeon.

Be aware, however, that your CPF rights only have one expiry date: your retirement. That’s how you go though receive alarmist messages pushing you to click on links that will ask you to enter information like your social security number or phone number. From there, you will most likely be contacted by a malicious person which will however pass for quite the opposite. Kindly and attentively, she will help you, if necessary, to create your CPF account and choose the training that suits you. It is at this moment that your life can switch to the ” And here is the drama ! “.

When you buy empty

It is indeed with great deceit that the person who speaks to you will refer you to certain training courses of which she is the representative. In confidence, you can then register and wait nicely for it to begin. You will quickly understand that it was a scam since the result will take two forms: one where you will receive nothing or one where you will be sent a poor three-page document.

Also read: Geolocation & smartphone: how to be untraceable?

Another scenario, you were really charmed by the person you had on the phone and you even given your login code. So she will be happy to sign you up for her training once your back is turned. You can thus say goodbye to your kitty without even noticing it. Vigilance is therefore required in the face of this scourge which has already claimed thousands of victims in France.

💶 Watch out for #fraud/s to the personal account of #training (#CPF)!
✅Hang up when called about it
✅Do not click on “CPF” links via SMS
✅Never share your personal data
These are the tips of @Work_Gov and some @caissedesdepots❗️1⃣/2⃣ pic.twitter.com/10R4HoZ7cU

— DGCCRF (@dgccrf) March 24, 2022

How to avoid the ambush?

To avoid this damage, we must remain vigilant. First of all, know thatno official body linked to the CPF will ever contact you by SMS. This is the first thing to know, but unfortunately not everyone knows about it. Also check if the address of the site to which you are redirected is correct. an official address. These always end with ” .gouv.fr » as is the case here with https://www.moncompteformation.gouv.fr. Otherwise it’s dodgy and you can go to anti-scam sites like Signal Scams to check.

Finally, avoid as much as possible to give personal information such as your Social Security number, the password for your CPF space and your e-mail address used to create your account.

If, despite everything, you find yourself the victim of fraud, contact the services of My Training Account without delay and notify Caisse des Dépôts as soon as possible. to report the organization that embezzled your money. Finally, you can also lodge a complaint with the gendarmerie. Thus, if the theft is proven, your account will again be credited with the stolen sums.